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GlossaryDDAI/USDS

DAI/USDS

Stablecoins issued by MakerDAO/Sky, pegged to USD, backed by crypto or real-world assets.

What is DAI/USDS?

DAI and USDS are USD-pegged stablecoins issued by MakerDAO (rebranded as Sky for USDS). DAI, a crypto-backed stablecoin, is created by overcollateralizing assets like ETH in MakerDAO’s smart contracts, ensuring stability through decentralized governance. USDS, an evolution of DAI, may incorporate real-world assets (RWAs) for added stability and regulatory alignment. Both are widely used in DeFi for lending, borrowing, and liquidity provision, offering decentralized alternatives to centralized stablecoins like USDT and USDC.

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