UAE Stablecoin Regulation
UAE’s Central Bank regulations restricting stablecoin use to licensed AED-pegged payment tokens, effective from 2025.
What is UAE Stablecoin Regulation?
The Central Bank of the UAE (CBUAE) issued the Payment Token Services Regulation in June 2024, fully effective by August 2025, mandating that merchants accept only licensed dirham-backed stablecoins, excluding non-AED tokens and other digital assets. In 2025, approvals like AE Coin in December and ADQ’s stablecoin highlight centralized oversight for stability, with fintechs required to obtain licenses by July 2025. The framework operates across mainland UAE, excluding free zones like DIFC and ADGM, which have separate rules, receiving US$30 billion in digital assets by mid-2024.
Related Terms
Circulating Supply
The total number of a digital asset's tokens or coins that are publicly available and actively circulating in the market.
Semantic Web
A web framework for structured, machine-readable data.
Same Activity Same Risk Same Regulation (Hong Kong)
Hong Kong's regulatory principle ensuring uniform oversight for financial activities with equivalent risks, applied to stablecoin issuance under the Stablecoins Ordinance effective August 2025.
Solana Token Program
A core Solana onchain program with the program ID `TokenkegQfeZyiNwAJbNbGKPFXCWuBvf9Ss623VQ5DA`, enabling the creation, transfer, minting, and freezing of fungible and non-fungible digital assets.
Treasury Bonds (T-Bonds)
Long-term U.S. government debt securities with 20- or 30-year maturities, paying semiannual fixed interest.
Perp DEX
A perp DEX is a decentralized exchange specializing in perpetual futures contracts for digital assets, enabling leveraged, non-expiring trades directly on-chain without intermediaries.