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GlossaryUUK Stablecoin Regulation

UK Stablecoin Regulation

UK’s Financial Conduct Authority framework requiring authorization for stablecoin issuance, with 100% backing by high-quality liquid assets.

What is UK Stablecoin Regulation?

The UK’s stablecoin regulation, advanced through FCA Consultation Paper CP25/14 in May 2025, mandates prior authorization for issuing stablecoins, treating them as money-like instruments backed fully by real-world assets like cash or equivalents. Draft legislation in April 2025 under the Financial Services and Markets Act introduces new activities for crypto custody and stablecoin issuance, with final rules expected by end-2026. This aligns with the GENIUS Act’s cross-border implications, requiring UK issuers to comply with redemption rights and reserve transparency for consumer protection.

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