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GlossaryXXRP (Ripple)

XRP (Ripple)

Native digital asset of the XRP Ledger, facilitating fast cross-border payments via Ripple.

What is XRP?

XRP, pre-mined at 100 billion tokens in 2012, powers the XRP Ledger (XRPL) for 3-5 second settlements at $0.0002 fees, handling 1,500 TPS for remittances—$70 billion volume in 2024. Ripple holds 40 billion in escrow, releasing 1 billion monthly.

Unlike PoW, XRPL uses consensus among 150 validators (e.g., universities, exchanges), avoiding energy use while supporting DEX and AMMs for 5,000+ tokens. Post-2023 SEC win, XRP trades as non-security, boosting $170 billion market cap.

Used by 300+ institutions via RippleNet (e.g., Santander saves 40% on transfers), XRP’s fixed supply combats inflation, though volatility hit 300% in 2024.

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