Stablecoin and VISA
Visa’s pilot program using stablecoins like USDC for prefunding cross-border payments on Visa Direct in 2025.
What is Stablecoin and VISA?
In September 2025, Visa launched a pilot at SIBOS allowing banks and fintechs to prefund Visa Direct with stablecoins such as Circle’s USDC and EURC, enabling instant international transfers. This initiative, available by April 2026, treats stablecoins as cash equivalents for faster payouts, reducing costs for remittances. Visa’s solutions integrate stablecoins for merchants and wallets, enhancing digital settlements.
Related Terms
BitPay
A digital asset payment processor enabling merchants to accept stablecoins like USDC and USDT, with stablecoins comprising nearly 40% of its 2025 payment volume.
Tokenized Data Assets
Data represented as digital tokens for trading or monetization.
Market Manipulation (Prediction Market)
The act of intentionally distorting a prediction market’s prices to influence outcomes or perceptions.
Maintenance Margin
The minimum collateral required to keep a leveraged position open.
NFT and NFT Marketplace
Unique digital tokens (NFTs) on Ethereum representing ownership of art, collectibles, or utilities, traded on marketplaces like OpenSea and Blur.
Mining and Miner
Mining is the process of validating transactions and adding new blocks to a blockchain by solving computational puzzles, and a miner is who performs this task to earn rewards.