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e-CNY

China’s digital yuan, a CBDC issued by the People’s Bank of China.

What is e-CNY?

The e-CNY, or digital yuan, is a Central Bank Digital Currency (CBDC) issued by the People’s Bank of China (PBOC), launched in pilot phases since 2020. Fully backed by the PBOC, it functions as legal tender in digital form, used for retail payments, cross-border transactions, and government services. By mid-2024, e-CNY had over 180 million personal wallets and facilitated billions in transactions, aiming to enhance financial inclusion and reduce reliance on private digital payment systems like Alipay.

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