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GlossaryFFATF Travel Rule

FATF Travel Rule

Financial Action Task Force standard mandating virtual asset service providers to share originator and beneficiary information for digital asset transfers, including stablecoins, to prevent illicit finance.

What is FATF Travel Rule?

The FATF Travel Rule, under Recommendation 16, requires virtual asset service providers (VASPs) to transmit customer data for transfers exceeding thresholds like USD/EUR 1,000, applying equally to stablecoins as seen in 2025 updates addressing their use by illicit actors such as DPRK groups. By 2025, 73% of jurisdictions had legislation for VASPs, with progress in Travel Rule adoption, though gaps persist in enforcement for DeFi and stablecoins. In the U.S., the GENIUS Act of 2025 integrates Travel Rule compliance for stablecoin issuers, enhancing AML/CFT measures amid rising sanctions evasion risks.

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