MiCA
EU regulation governing digital assets, including stablecoins, for market integrity and consumer protection.
What is MiCA?
The Markets in Crypto-Assets Regulation (MiCA) is a comprehensive EU framework, effective for stablecoins since June 30, 2024, and for crypto-asset service providers from December 20, 2024. It categorizes stablecoins as asset-referenced tokens (ARTs) or e-money tokens (EMTs), imposing strict rules on licensing, reserve management, and transparency. MiCA aims to enhance consumer protection and financial stability across the EU’s 27 member states, potentially setting a global standard, though challenges remain in national implementation.
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Micropayments
Small-scale digital asset transactions for low-value goods or services.
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A software application that runs on a decentralized network like Ethereum, leveraging smart contracts for backend logic.
Morpho
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